Whether you’re just starting out and buying your first home, newly married and ready to settle down, retiring and looking to sell your current home and relocate, transferring for work and needing a quick move, or expanding your real estate investment portfolio, every life stage comes with unique housing needs.
No matter what phase you’re in, we’ve got a personalized plan designed
to guide you every step of the way.
(Explore first-time buyer programs, real estate investment financing, and flexible loan solutions)
Learn about low-down-payment mortgage options, FHA, USDA, first-time homebuyer programs, and how to qualify—even with student loans or less-than-perfect credit.
Tap into real estate investment strategies using equity, rental income, DSCR loans, bridge loans, and creative financing tailored for long-term cash flow.
New job, new town, fresh start? Explore flexible mortgage solutions for career changers, retirees, remote workers, and out‑of‑state buyers.
Know Your Loan Types—from mortgage comparisons to choosing between FHA,
conventional, DSCR, or construction loans—made simple and stress-free.
Great for first-time buyers or lower credit scores.
Exclusive for veterans and active duty. No down payment, no PMI.
Rural properties with 0% down — ideal for quiet, country living.
Standard home loan option for good credit and flexible terms.
Build or renovate with milestone-based funding.
Based on rental income, not personal income — perfect for real estate investors seeking cash flow.
Flexible loan solutions that help family members co-purchase homes for students or young adults.
Specialized guidance for seniors leveraging home equity to support retirement and financial stability.
Supportive financing options for eligible veterans building or renovating their dream homes.
Alternative lending solutions designed for self-employed borrowers with non-traditional income proof.
Didn’t plan? It’s never too late.
A mortgage loan officer contact form
A pre-approval application
Option to schedule a 15-minute discovery call
Not sure what suits you? That’s okay. We’re here to walk you throughevery step.
info@royallegacyrealestate.com
610 E. Zack St., Ste. 110, 3046,
Tampa, FL 33602
(850) 483-0433
(Opt.1 for a live person)